At voraniqselora, we collect information that helps us provide you with the best possible budgeting experience. This includes data you provide directly when creating your account, as well as information generated through your use of our platform.

We also collect technical information such as your IP address, browser type, device information, and location data when you access our services. This helps us improve our platform's performance and security.

Your information serves several important purposes within our platform. We use it to provide personalized budgeting insights, generate spending reports, and help you track your financial progress over time.

• Provide and maintain our budgeting services
• Process your transactions and manage your account
• Send important updates about your account or our services
• Improve our platform based on user feedback and behavior
• Detect and prevent fraudulent activities
• Comply with legal obligations and regulatory requirements

We also use aggregated, anonymized data to understand how our users interact with budgeting tools. This helps us develop better features and improve the overall user experience without compromising individual privacy.

voraniqselora works with carefully selected service providers to deliver our budgeting platform effectively. These partnerships are governed by strict data protection agreements that require the same level of privacy protection we provide.

We may share your information with:

• Cloud hosting providers who store our data securely in Australia-based servers
• Payment processors for subscription and transaction handling
• Analytics services that help us understand platform usage patterns
• Customer support tools that help us respond to your inquiries
• Legal authorities when required by Australian law or court orders

In the event of a business merger, acquisition, or sale, your information may be transferred as part of that transaction. We would notify you of any such change in ownership or control of your personal information.

We retain your personal information for as long as your account remains active or as needed to provide our services. After account deletion, most personal data is removed within 30 days, though some information may be retained longer for legal compliance purposes.

• Active account data: Retained while your account is active
• Financial transaction records: 7 years as required by Australian law
• Support communications: 3 years for quality assurance
• Marketing preferences: Until you unsubscribe or delete your account
• Legal compliance data: As required by applicable regulations

You can request immediate deletion of your account and associated data by contacting our support team. We'll confirm the deletion process and timeline based on your specific situation and any legal retention requirements.

Our platform uses essential cookies to maintain your login session and remember your preferences. We also use analytics cookies to understand how users navigate our budgeting tools, helping us improve the user experience.

We don't use advertising cookies or share cookie data with third-party advertisers. Our tracking is limited to improving our own services and ensuring platform security.

While we primarily store data within Australia, some service providers may process information in other countries with adequate privacy protections. Any international transfers comply with Australian Privacy Principles and include appropriate safeguards.

We ensure that any overseas processing maintains the same level of privacy protection you would receive in Australia, including contractual protections and regular compliance monitoring.

We may update this privacy policy periodically to reflect changes in our practices, technology, or legal requirements. We'll notify you of significant changes through email or prominent notices on our platform.

Minor updates that don't materially affect your privacy rights may be posted directly to this page with an updated effective date. We encourage you to review this policy regularly to stay informed about how we protect your information.